A woman had her handbag stolen, it contained her cell phone, credit card, wallet..., etc., 20 minutes later when she called her hubby, from a pay phone telling him what had happened, hubby says "I've just received your text asking about our Pin number and I've replied a little while ago."
When they rushed down to the bank, the bank staff told them all the money was already withdrawn. The thief had actually used the stolen cell phone to text 'hubby' in the contact list and got ahold of the pin number. Within 20 minutes he had withdrawn all the money from their bank account.
Moral of the lesson: Do not disclose the relationship between you and the people in your contact list. Avoid using names like Home, Honey, Hubby, Sweetheart, Dad, Mom, etc............
Also very important, when sensitive info is being asked thru text messages, CONFIRM by calling back. When you're being texted by friends or family to meet them somewhere, be sure to call back to confirm that the message came from them. If you don't reach them, be very careful about going places to meet 'family and friends' who text you. This may not be the person you think it is and rape and kill you.
Have a great day!